Latest
Maximize your HSA with our free HSA Savings & Smarter Spending Calculator
We’re excited to introduce a better way to plan your HSA strategy with our brand-new HSA saving and spending calculator! 🎉 There are plenty of free HSA calculators out there, but most focus only on how much you can save on taxes—they don’t help you think about how to actually use your HSA to invest in your long-term health. We built this tool to do both. Why This Calculator Is Different At HSA Guide, we believe your Health Savings Account shouldn’t just be about tax savings—it should be a
More from HSA Guide
Welcome to HSA Guide: Unlocking the Full Potential of Your HSA
Back in 2017, as I was building momentum in my career as a freelance product manager, my dad gave me a piece of advice that would change my financial trajectory—open a Health Savings Account (HSA). Since I was running my freelance business through an S-Corp and had control over my health insurance choices, I had the flexibility to follow through. I did what most people do when faced with a new financial concept: I Googled. I quickly found HealthEquity and set up my first HSA. But while the proc
HSA Guide Team•February 21, 2025The Future of Wellness Spending: TrueMed and the Expansion of HSA Expenditure Options
TrueMed is at the forefront of this change, offering a streamlined HSA payment system that makes it easier to use HSA funds for a wider range of wellness services.
HSA Guide Team•June 12, 2024The Big HSA Boom: Why Health Savings Accounts Are Poised for Expansion
Recent developments suggest that HSAs are about to have a moment in the spotlight, thanks to a potential expansion in spending options.
HSA Guide Team•June 12, 2024The Ultimate HSA Shopping Spree: What Would You Buy with Unlimited HSA Funds?
Imagine a world where your Health Savings Account (HSA) is brimming with unlimited funds, ready to be spent on the most luxurious and extravagant healthcare items and services.
HSA Guide Team•June 06, 2024Can You Invest in Cryptocurrency Using a Health Savings Account (HSA)?
Health Savings Accounts (HSAs) are becoming increasingly popular as a tax-advantaged way to save for medical expenses. With the rise of cryptocurrency as a potential high-return investment, many are wondering if they can combine these two financial tools.
HSA Guide Team•June 06, 2024How Roaring Kitty Could Spend His HSA Tax-Free Earnings from GME Investments
What if Roaring Kitty had created and invested into GME through a Health Savings Account (HSA)? Let's explore the tax-free ways he could use those HSA funds to cover his healthcare expenses.
HSA Guide Team•June 06, 2024HSA Management Tips for Self-Employed Individuals
Health Savings Accounts (HSAs) offer significant advantages for self-employed individuals, providing a tax-advantaged way to save for medical expenses while also serving as a valuable financial planning tool.
HSA Guide Team•June 06, 2024Leveraging HSAs for Family Health Expenses
By understanding how to maximize the potential of an HSA, families can enjoy significant tax advantages and financial flexibility.
HSA Guide Team•June 06, 2024Understanding the Differences Between FSAs and HSAs: A Comprehensive Guide
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are both popular options for managing healthcare costs, offering tax advantages to help save money. This guide will help you understand these differences, so you can make the best choice for your healthcare savings needs.
HSA Guide Team•June 06, 2024Can You Use Your HSA to Pay for a Gym Membership and Personal Trainer?
Health Savings Accounts (HSAs) offer a tax-advantaged way to save for medical expenses, providing benefits such as tax-free contributions, earnings, and withdrawals for qualified medical expenses. But can you use your HSA to cover the costs of a gym membership or a personal trainer? The answer is nuanced and depends on specific circumstances and IRS guidelines. Understanding HSA Qualified Medical Expenses The IRS defines qualified medical expenses as costs incurred for the diagnosis, cure, mit
HSA Guide Team•June 05, 2024Contribution Limits for HSAs in 2024: Past, Present, and Future
Health Savings Accounts (HSAs) are a powerful tool for managing healthcare expenses, offering tax advantages that can help you save significantly over time. Understanding the contribution limits is crucial for maximizing the benefits of your HSA.
HSA Guide Team•June 04, 2024What Happens to Your HSA When You and Your Partner Turn 65?
Health Savings Accounts (HSAs) offer a flexible and tax-advantaged way to save for medical expenses, and their benefits continue to evolve as you and your partner age. Read about what happens to your HSA when you both turn 65.
HSA Guide Team•June 04, 2024The Future of HSAs: Trends and Predictions
As healthcare costs continue to rise, HSAs are poised to play an even more significant role in financial planning and healthcare management.
HSA Guide Team•June 04, 2024What is the Highest HSA Account Total Ever Reported?
Health Savings Accounts offer tax advantages, including tax-free contributions, tax-free earnings, and tax-free withdrawals for qualified medical expenses. But what is the highest HSA account total ever reported?
HSA Guide Team•June 03, 2024How to Choose the Best HSA Provider for Your Needs
Choosing the right Health Savings Account (HSA) provider is crucial for maximizing your health savings and investment potential.
HSA Guide Team•June 03, 2024The Benefits of Pairing HSAs with High-Deductible Health Plans
Pairing an HSA with an HDHP is a strategic approach that offers lower premiums, significant tax savings, long-term financial growth, and flexible spending. This combination allows you to take control of your healthcare finances, ensuring you are prepared for both current and future medical expenses.
HSA Guide Team•June 03, 2024Maximizing Your HSA: A Yearly Checklist
The HSA Guide yearly checklist to help maximize your HSA benefits.
HSA Guide Team•June 02, 2024The Tax Advantages of HSAs: How to Save More Money
Health Savings Accounts (HSAs) are powerful financial tools that offer the rare triple tax advantage, helping you save more money for medical expenses and future healthcare costs.
HSA Guide Team•June 02, 2024The Power of Starting Early: Maxing Out Your HSA in Your Twenties
Imagine you're 22 years old and decide to take control of your financial future by maxing out your Health Savings Account (HSA) every year. This decision could have a profound impact on your financial security and health in the coming decades. Let’s explore what this would look like in real numbers and how it can set you up for success. The Basics of an HSA A Health Savings Account (HSA) is a tax-advantaged savings account designed to help individuals save for medical expenses. To contribute t
HSA Guide Team•June 02, 2024How to pick the right investment strategy for your HSA
Health Savings Accounts (HSAs) are not just for saving on medical expenses; they are also a powerful tool for growing your wealth. Depending on your risk tolerance and investment style, there are a variety of strategies that you could take to grow of your HSA.
HSA Guide Team•May 31, 2024Common Mistakes to Avoid When Using Your HSA
Health Savings Accounts (HSAs) are a powerful tool for managing healthcare expenses and saving for the future. However, to maximize the benefits of an HSA, it’s crucial to avoid common mistakes.
HSA Guide Team•May 31, 2024The Smart Move: Starting Your HSA Plan Early for a Healthier Future
At HSA Guide, we believe that taking control of your health and fitness from a young age is one of the best investments you can make. Here’s why starting an HSA plan early can help you enjoy the benefits of better health and fitness in your late 20s and early 30s.
HSA Guide Team•May 31, 2024Welcome to HSA Guide: Your Trusted Companion for Maximizing HSA Benefits
Introducing HSA Guide. Your trusted companion for maximizing your HSA benefits.
HSA Guide Team•May 29, 2024What is a Health Savings Account?
A simple breakdown of Health Savings Accounts.
HSA Guide Team•May 27, 2024
